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Purchase Rehab
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Rehab Only
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Equity Lending
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Buy and Hold
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Lender Fee
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starting at 5%
min fee may applies under 50k
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starting at 5%
min fee may applies under 50k
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starting at 6%
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starting at 5%
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Interest Rate
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15% interest only payments
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15% interest only payments
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16% interest only payments
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15% interest only payments
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Down Payment
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20%
average - determined by risk
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0%
for free and clear homes
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Purchase - 35%
Refi / Cash Out - 0%
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Purchase - 30%
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Term
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6-12 month term
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6-12 month term
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Up to 18 months
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Up to 5 years
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Requirements
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Up to 65% ARV / LTV No minimum credit score Light Doc Residential Investment
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Up to 65% ARV / LTV No minimum credit score Light doc Residential Investment
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Up to 60% LTV No Doc Loan Residential Investment Commercial Property
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Up to 70% LTV No minimum credit score Full Doc Residential Investment
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Property Type: SFR, Condo, Townhome, Up to 4 units
commercial property case by case
Lending Area: Georgia - nationwide requests click here
Lien Position: 1st mortgage only
Loan Size: up to 1 million
Closing time: As fast as 5 days!
Purchase Rehab Loan & Rehab Only Loan
Credit: We are looking at credit to see your ability to repay our loan. Our primary
focus is equity and your ability to repay our loan No minimum score does not mean
it will not effect your loan offer.
ARV: Stands for After Repair Value, this can change based on the risk of our
transaction. Key factors are repayment ability, property location, experience.
Term: Most purchase rehab loans are 6 month term with an option to renew
assuming you have paid in a timely manner. There is no guaranteed extension.
Documents: We require a light or stated doc type on this program. As mentioned
previously we want to confirm you have repayment ability.
Equity Lending Program
This is your more traditional "No Doc" Hard Money program. No income or credit
check required. Residential Investment or Commercial Property OK!
LTV: Loan to value will be determined by a lender site inspection. Appraisals are
not required on most equity based loans.
Term: Up to 18 months, term is negotiable on this program.
Loan requests for states other than Georgia - Click here
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Buy and Hold Program
This program is closer to a full doc loan, we are most concerned with equity and
repayment ability. No rehab is allowed on this program.
LTV: Up to 70% to be determined by appraisal and lender site visit.
Term: 3-5 year term
* all deals are reviewed on a deal by deal basis. Rate, fees, points, terms are subject to review.